707886--3/15/2007--UNITED_COMMUNITY_FINANCIAL_CORP

related topics

{loss, insurance, financial}

{competitive, industry, competition}

{debt, indebtedness, cash}

{stock, price, share}

{regulation, government, change}

{financial, litigation, operation}

Credit risks could adversely affect our results of operations. We operate in an extremely competitive market, and our business will suffer if we are unable to compete effectively. Legislative or regulatory changes or actions could adversely impact the financial services industry. Our ability to pay cash dividends is limited. The preparation of financial statements requires management to make estimates about matters that are inherently uncertain.

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