707886--3/17/2009--UNITED_COMMUNITY_FINANCIAL_CORP

related topics

{regulation, change, law}

{condition, economic, financial}

{competitive, industry, competition}

{loss, insurance, financial}

{stock, price, share}

{capital, credit, financial}

{debt, indebtedness, cash}

Cease and desist orders restrict dividends and certain business activities. Changes in interest rates could adversely affect our financial condition and results of operations. Our ability to pay cash dividends is limited. Increasing credit risks could continue to adversely affect our results of operations. We operate in an extremely competitive market, and our business will suffer if we are unable to compete effectively. Legislative or regulatory changes or actions could adversely impact the financial services industry. The preparation of financial statements requires management to make estimates about matters that are inherently uncertain.

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