709942--3/13/2007--Wilber_CORP

related topics

{regulation, change, law}

{condition, economic, financial}

{stock, price, share}

{regulation, government, change}

{loss, insurance, financial}

{loan, real, estate}

General Competitive and Economic Conditions. The Financial Performance of Large Borrowers. Allowance for Loan Losses May not be Sufficient to Cover Actual Loan Losses. Changes in Interest Rates and Capital Markets. Changes in Government Laws, Regulations, and Policies. Changes in Generally Accepted Accounting Principles. Changes in the Financial Condition of Government Agencies, Government Sponsored Enterprises, and Local and State Governments. Changes in the Company s Policies or Management. Liquidity of the Company s Common Shares. Changes to the Markets or Exchanges On Which the Company s Common Shares Are Traded.

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