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| related topics |
| {condition, economic, financial} |
| {loan, real, estate} |
| {stock, price, share} |
| {acquisition, growth, future} |
| {provision, law, control} |
| {capital, credit, financial} |
| {operation, natural, condition} |
| {personnel, key, retain} |
| {loss, insurance, financial} |
| {interest, director, officer} |
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Difficult economic conditions and market volatility have adversely impacted the banking industry and financial markets generally and may significantly affect our business, financial condition, or results of operation.
There can be no assurance that the Emergency Economic Stabilization Act of 2008 and other recently enacted government programs will help stabilize the U.S. financial system.
The limitations on incentive compensation contained in the ARRA may adversely affect DNB's' ability to retain its highest performing employees.
Current levels of market volatility are unprecedented.
Our Profitability is Affected by Interest Rate Changes.
Capital constraints could limit our growth.
Federal Home Loan Bank of Pittsburgh suspends dividend and capital stock repurchase.
Small Size and Geographic Restrictions.
Current market developments may adversely affect our industry, businesses and results of operations.
Director and Officer Liability Limitations.
Risks Related to the Execution of DNB's Strategic Plan.
If our Allowance for Credit Losses is Not Enough to Cover Future Credit Losses, or if We Do Not Manage our Credit Risks, our Earnings Could Decrease.
We Have a Concentration of Exposure to Some Borrowers, Which Adds to our Risks.
Unexpected Events Affecting our Marketing Partners Could Hurt Our Revenues.
Our Expansion Plans May Not be Successful.
Unexpected Disasters May Hurt Our Profitability and Your Investment.
Our participation in the U.S. Treasury's CPP imposes restrictions and obligations on us that limit our ability to increase dividends, repurchase shares of our common stock and access the equity capital markets.
Possible Dilution from Future Equity or Debt Offerings.
On a Liquidation or in Certain Other Cases, Our Debt Holders May Hold Rights Superior to Shareholders.
Our Governing Documents May Reduce the Influence of an Individual Shareholder.
Our Governing Documents May Make it More Difficult for Another Company to Buy DNB.
Current levels of market volatility may hurt the value of our stock.
Full 10-K form ▸
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