714310--2/27/2009--VALLEY_NATIONAL

related topics

{condition, economic, financial}

{competitive, industry, competition}

{stock, price, share}

{loss, insurance, financial}

{acquisition, growth, future}

{loan, real, estate}

{product, liability, claim}

{regulation, change, law}

{stock, price, operating}

{capital, credit, financial}

{tax, income, asset}

Recent Negative Developments in the Financial Services Industry and U.S. and Global Credit Markets May Adversely Impact Our Operations and Results. Declines in Value May Adversely Impact the Investment Portfolio. Changes in Interest Rates Can Have an Adverse Effect on Profitability. The Price of Our Common Stock May Fluctuate. We May be Adversely Affected by the Soundness of Other Financial Institutions. Competition in the Financial Services Industry. Our Preferred Shares Impact Net Income Available to Our Common Stockholders and Our Earnings Per Share. Future Offerings of Debt or Other Securities May Adversely Affect the Market Price of Our Stock. Allowance For Loan Losses May Be Insufficient. Loss of Lower-Cost Funding Sources. Changes in Primary Market Areas Could Adversely Impact Results of Operations and Financial Condition. Potential Acquisitions May Disrupt Valley s Business and Dilute Shareholder Value. Changes in Accounting Policies or Accounting Standards. Claims and Litigation Pertaining to Fiduciary Responsibility.

Full 10-K form ▸

714310--2/27/2009--VALLEY_NATIONAL_BANCORP