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| related topics |
| {acquisition, growth, future} |
| {loan, real, estate} |
| {condition, economic, financial} |
| {debt, indebtedness, cash} |
| {personnel, key, retain} |
| {system, service, information} |
| {competitive, industry, competition} |
| {stock, price, share} |
| {loss, insurance, financial} |
|
|
Risk Relating to the Completed Merger and Bank Merger.
Bancorp s growth strategy may not be successful.
The Bank is Subject to Interest Rate Risk.
Market Risk Management Asset-Liability Management and Interest Rate Risk
If the Bank loses key employees with significant business contacts in its market areas, its business may suffer.
Bancorp s operating results and financial condition would likely suffer if there is deterioration in the general economic condition of the areas in which the Bank does business.
Bancorp is subject to security and operational risks related to the technology Bancorp uses that could result in a loss of customers, increased costs and other damages which could be material.
Government regulations may prevent or impair Bancorp s ability to pay dividends, engage in additional acquisitions, or operate in other ways.
The Bank faces strong competition in its market areas, which may limit its asset growth and profitability.
The Bank is Subject to Environmental Liability Risk Associated with Lending Activities.
Bancorp may need additional capital resources in the future which may not be available when needed or at all.
Bancorp common stock is not FDIC insured.
Full 10-K form ▸
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