714712--3/16/2007--JUNIATA_VALLEY_FINANCIAL_CORP

related topics
{provision, law, control}
{control, financial, internal}
{product, market, service}
{stock, price, share}
{loan, real, estate}
{loss, insurance, financial}
{stock, price, operating}
The Competition the Company faces is increasing and may reduce our customer base and negatively impact the Company s results of operations. Changes in economic conditions and the composition of the Company s loan portfolio could lead to an increase in the allowance for loan losses, which could decrease earnings. Fluctuations in the stock market could negatively affect the value of the Company s common stock. Anti-Takeover and Anti-Greenmail Provisions and Management Implications may keep shareholders from receiving a premium for their shares. If the Company fails to maintain an effective system of internal controls, it may not be able to accurately report its financial results or prevent fraud. As a result, current and potential shareholders could lose confidence in the Company s financial reporting, which could harm its business and the trading price of its common stock.

Full 10-K form ▸
related documents
1086939--4/28/2006--NOVAMED_INC
37049--3/28/2008--FIRST_WEST_VIRGINIA_BANCORP_INC
841543--3/31/2006--GEN_RX_INC
1364479--2/26/2010--HERTZ_GLOBAL_HOLDINGS_INC
1364479--3/3/2009--HERTZ_GLOBAL_HOLDINGS_INC
1047884--2/26/2010--ANWORTH_MORTGAGE_ASSET_CORP
37049--3/27/2009--FIRST_WEST_VIRGINIA_BANCORP_INC
1124105--3/11/2010--TARGACEPT_INC
910612--3/15/2006--CBL_&_ASSOCIATES_PROPERTIES_INC
943894--3/31/2006--EZENIA_INC
1365160--9/15/2008--Domark_International_Inc.
1158387--3/19/2010--VISCOUNT_SYSTEMS_INC
1135140--4/2/2007--NEUTRON_ENTERPRISES_INC
1085913--3/16/2007--FARMERS_&_MERCHANTS_BANCORP
1091735--2/23/2010--PACER_INTERNATIONAL_INC
890926--3/10/2009--RADIAN_GROUP_INC
23082--6/1/2006--COMPUTER_SCIENCES_CORP
1143566--3/17/2006--EVERGREENBANCORP_INC
845779--3/23/2006--ABATIX_CORP
1013554--3/31/2009--PARK_BANCORP_INC
1282266--2/19/2009--WINDSTREAM_CORP
890926--3/3/2010--RADIAN_GROUP_INC
47129--3/5/2009--HERTZ_CORP
1109242--3/16/2006--HANMI_FINANCIAL_CORP
1109242--3/1/2007--HANMI_FINANCIAL_CORP
42316--3/26/2010--GOLDFIELD_CORP
100331--2/27/2007--21ST_CENTURY_INSURANCE_GROUP
58822--9/14/2010--LESCARDEN_INC
1095276--3/31/2006--WHITNEY_INFORMATION_NETWORK_INC
1022469--3/9/2007--DELTIC_TIMBER_CORP