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related topics |
{stock, price, share} |
{condition, economic, financial} |
{product, market, service} |
{acquisition, growth, future} |
{loan, real, estate} |
{competitive, industry, competition} |
{loss, insurance, financial} |
{system, service, information} |
{financial, litigation, operation} |
{provision, law, control} |
{operation, natural, condition} |
{personnel, key, retain} |
{control, financial, internal} |
{regulation, change, law} |
{debt, indebtedness, cash} |
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We are subject to interest rate risk.
We are subject to lending risk.
The allowance for possible loan losses may be insufficient.
Bank holding companies depend on the accuracy and completeness of information about customers and counterparties.
We are subject to environmental liability risk associated with lending activities.
The profitability of the Company depends significantly on economic conditions in the States of Mississippi, Tennessee and Alabama.
The earnings of bank holding companies are significantly affected by general business and economic conditions.
We operate in a highly competitive industry and market area.
We are subject to extensive government regulation and supervision.
Our controls and procedures may fail or be circumvented.
Slower than anticipated growth in new branches and new product and service offerings could result in reduced income.
We are substantially dependent on dividends from the Bank for our revenues.
Potential acquisitions may disrupt our business and dilute shareholder value.
We may not be able to attract and retain skilled people.
Our information systems may experience an interruption or breach in security.
We continually encounter technological change.
Consumers may decide not to use banks to complete their financial transactions.
Severe weather, natural disasters, acts of war or terrorism and other external events could significantly impact our business.
Our stock price can be volatile.
The trading volume in our common stock is less than that of other larger bank holding companies.
An investment in our common stock is not an insured deposit.
Our Articles of Incorporation and Bylaws, as well as certain banking laws, may have an anti-takeover effect.
Full 10-K form ▸
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