717306--3/15/2006--FIRST_CHARTER_CORP_/NC/

related topics

{loan, real, estate}

{acquisition, growth, future}

{personnel, key, retain}

{competitive, industry, competition}

{regulation, change, law}

The Corporation Is Subject To Lending Risk. The Corporation Is Subject To Environmental Liability Risk Associated With Lending Activities. The Corporation Is Subject To Extensive Government Regulation and Supervision. New Lines of Business or New Products and Services May Subject The Corporation to Additional Risks. The Corporation May Not Be Able To Attract and Retain Skilled Personnel. The Corporation May Need Additional Capital Resources In The Future Which May Not Be Available When Needed Or At All. The Trading Volume In The Corporation s Common Stock Is Less Than That Of Other Larger Financial Services Companies.

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