718482--4/27/2007--EDWARDS_A_G

related topics

{condition, economic, financial}

{system, service, information}

{financial, litigation, operation}

{personnel, key, retain}

{competitive, industry, competition}

{capital, credit, financial}

Developments in market and economic conditions could adversely affect the Company s business operations and profitability. The Company may not be able to successfully compete against the other companies within the financial services industry. The Company may not be able to attract, develop, and retain highly qualified and productive employees. The Company s business may be adversely affected if its reputation is damaged. The Company s business operations and financial condition could be adversely affected if it is unable to access funds in a timely or cost-effective manner. External events and failures in technology or in operational processes could expose the Company to business disruptions, reduced financial results, litigation, and regulatory actions. The Company s financial performance could be adversely impacted by fluctuations in interest rates and/or equity prices. The Company s financial performance could be adversely impacted by credit exposures. The Company s reputation and business performance could be adversely impacted if it is unable to sufficiently protect the critical information of its clients. The Company could suffer adverse impacts to its business activities, financial performance, and reputation if it is subject to one or more significant regulatory actions. The Company could be negatively impacted as a result of litigation.

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718482--4/27/2007--EDWARDS_A_G_INC