719220--2/27/2009--S&T_BANCORP_INC

related topics

{acquisition, growth, future}

{competitive, industry, competition}

{condition, economic, financial}

{operation, international, foreign}

If S T does not adjust to changes in the financial services industry, its financial performance may suffer. Interest rate movements impact the earnings of S T. S T s business strategy includes growth plans through internal growth and acquisitions. Our financial condition and results of operations could be negatively affected if we fail to grow or fail to manage our growth effectively.

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