719220--2/29/2008--S&T_BANCORP_INC

related topics

{condition, economic, financial}

{loan, real, estate}

{acquisition, growth, future}

{regulation, government, change}

Future governmental regulation and legislation could limit our growth. Interest rate movements impact the earnings of S T. S T s business strategy includes growth plans through internal growth and acquisitions. Our financial condition and results of operations could be negatively affected if we fail to grow or fail to manage our growth effectively. Weakness in the economy and in the real estate market may adversely affect S T. Downturn in the local economies may adversely affect our business.

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