726990--3/8/2006--AMERICANWEST

related topics

{loan, real, estate}

{stock, price, share}

{acquisition, growth, future}

{loss, insurance, financial}

{personnel, key, retain}

{competitive, industry, competition}

{regulation, change, law}

AmericanWest Bank faces strong competition from financial services companies and other companies that offer banking services, which could negatively affect business. Changes in economic conditions, in particular an economic slowdown in Washington or Idaho, could materially and negatively affect business. AWBC is dependent on key personnel and the loss of one or more of those key personnel may materially and adversely affect prospects. AWBC is subject to extensive regulation which could adversely affect business. AWBC is exposed to risk of environmental liabilities with respect to properties to which title is acquired. Only a limited trading market exists for AWBC s common stock which could lead to price volatility. AWB s allowance for credit losses may not be adequate to cover actual losses. AmericanWest Bank may be unable to integrate the proposed combined operations with Columbia Trust Bank successfully and its business and earnings may be negatively affected as a result.

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726990--3/8/2006--AMERICANWEST_BANCORPORATION