|
related topics |
{loan, real, estate} |
{regulation, change, law} |
{operation, natural, condition} |
{investment, property, distribution} |
{acquisition, growth, future} |
{condition, economic, financial} |
{tax, income, asset} |
|
The occurrence of hurricanes and other natural disasters in Florida could adversely affect our business.
Increases in real estate property taxes and/or insurance premiums could reduce customer demand for lots and homes in our developments.
Our business is concentrated in Florida, primarily Northwest Florida. As a result, our financial results are dependent on the economic growth and health of Florida, particularly Northwest Florida.
Changes in the demographics affecting projected population growth in Florida, particularly Northwest Florida, including a decrease in the migration of Baby Boomers, could adversely affect our business.
Increases in interest rates could reduce demand for our products.
Our real estate operations are cyclical.
We are exposed to risks associated with real estate sales and development.
If we are not able to raise sufficient cash to enhance and maintain our operations and to develop our real estate holdings, our revenues, financial condition and results of operations could be negatively impacted.
Our business is subject to extensive regulation which makes it difficult and expensive for us to conduct our operations.
We are increasingly dependent upon national, regional and local homebuilders, as well as other strategic partners, who may have interests that differ from ours and may take actions that adversely affect us.
Changes in our income tax estimates could affect our profitability.
Full 10-K form ▸
|
|
related documents |
745308--3/14/2006--ST_JOE_CO |
1270985--9/13/2007--K-FED_BANCORP |
924901--2/22/2007--MACK_CALI_REALTY_CORP |
1067063--2/22/2007--MACK_CALI_REALTY_L_P |
1102287--3/18/2009--PREMIERWEST_BANCORP |
1030469--3/28/2007--ORIENTAL_FINANCIAL_GROUP_INC |
1268039--3/15/2007--ORIGEN_FINANCIAL_INC |
1137587--3/31/2006--KAIROS_HOLDINGS_INC |
356809--3/31/2008--ABIGAIL_ADAMS_NATIONAL_BANCORP_INC |
356809--4/17/2009--ABIGAIL_ADAMS_NATIONAL_BANCORP_INC |
1354772--3/30/2007--NORTHEAST_COMMUNITY_BANCORP_INC |
1037390--2/10/2010--GRIFFIN_LAND_&_NURSERIES_INC |
356708--3/16/2007--FIRST_REGIONAL_BANCORP |
356708--3/16/2006--FIRST_REGIONAL_BANCORP |
1004969--6/14/2006--PFF_BANCORP_INC |
826154--3/15/2010--ORRSTOWN_FINANCIAL_SERVICES_INC |
1253317--3/26/2010--OLD_LINE_BANCSHARES_INC |
1253317--3/13/2008--OLD_LINE_BANCSHARES_INC |
1156826--3/9/2006--ARCHSTONE_SMITH_TRUST |
107454--4/14/2008--WILSHIRE_ENTERPRISES_INC |
1354835--3/28/2007--Boardwalk_Bancorp_Inc |
356708--3/17/2008--FIRST_REGIONAL_BANCORP |
891106--2/28/2008--STERLING_FINANCIAL_CORP_/WA/ |
861955--11/7/2007--CIB_MARINE_BANCSHARES_INC |
1331451--3/30/2006--Federal_Home_Loan_Bank_of_Chicago |
1059142--3/6/2007--AMERICA_FIRST_TAX_EXEMPT_INVESTORS_LP |
1174820--3/16/2006--CENTER_FINANCIAL_CORP |
1174820--2/20/2007--CENTER_FINANCIAL_CORP |
910073--3/2/2009--NEW_YORK_COMMUNITY_BANCORP_INC |
1037390--2/14/2008--GRIFFIN_LAND_&_NURSERIES_INC |
|