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related topics |
{cost, operation, labor} |
{debt, indebtedness, cash} |
{loss, insurance, financial} |
{customer, product, revenue} |
{system, service, information} |
{operation, natural, condition} |
{loan, real, estate} |
{competitive, industry, competition} |
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Transition to a Shared Services Center could create disruption in functions affected.
The move of our corporate headquarters will lead to loss of personnel and institutional knowledge, and may disrupt the continuity of control functions.
A change in the frequency or severity of claims, a deterioration in claims management, the cancellation or non-renewal of primary insurance policies or a change in our customer s insurance needs could adversely affect results.
A change in estimated claims costs could affect results.
Debt to fund the acquisition of OneSource, as well as any future increase in the level of debt or in interest rates, can effect our results of operations.
Our ability to operate and pay our debt obligations depends upon our access to cash.
Labor disputes could lead to loss of sales or expense variations.
A decline in commercial office building occupancy and rental rates could affect sales and profitability.
The financial difficulties or bankruptcy of one or more of our major customers could adversely affect results.
Our success depends on our ability to preserve our long-term relationships with customers.
We are subject to intense competition that can constrain our ability to gain business, as well as our profitability.
An increase in costs that we cannot pass on to customers could affect profitability.
Natural disasters or acts of terrorism could disrupt services.
Full 10-K form ▸
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