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| related topics |
| {loss, insurance, financial} |
| {regulation, change, law} |
| {financial, litigation, operation} |
| {operation, natural, condition} |
| {operation, international, foreign} |
| {capital, credit, financial} |
| {competitive, industry, competition} |
| {acquisition, growth, future} |
| {debt, indebtedness, cash} |
| {personnel, key, retain} |
| {loan, real, estate} |
|
|
Unpredictable catastrophic events could adversely affect our financial condition or results of operations.
We may not be able to successfully alleviate risk through reinsurance and retrocessional arrangements. Additionally, we may be unable to collect all amounts due from our reinsurers under our existing reinsurance and retrocessional arrangements.
Our loss reserves may be inadequate to cover our ultimate liability for losses and as a result our financial results could be adversely affected.
Loss and Loss Adjustment Expenses
We may not maintain favorable financial strength or creditworthiness ratings which could adversely affect our ability to conduct business.
Our debt, preferred stock and related service obligations could adversely affect our business.
Our investment portfolio may suffer reduced returns or losses which could adversely affect our results.
The property and casualty insurance and reinsurance industry is highly competitive and we may not be able to compete effectively in the future.
We may suffer losses from unfavorable outcomes from litigation and other legal proceedings
Regulation may restrict our ability to operate.
In recent years we have successfully created shareholder value through acquisitions and dispositions of insurance and reinsurance entities. We may not be able to continue to create shareholder value through such transactions in the future.
Changes in tax laws may adversely affect our results
of operations and financial condition.
We have significant foreign operations that expose us to certain additional risks, including foreign currency risks and political risk.
We depend on our key personnel to manage our business effectively and they may be difficult to replace.
Full 10-K form ▸
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