777001--2/13/2006--BEAR_STEARNS_COMPANIES_INC

related topics
{condition, economic, financial}
{personnel, key, retain}
{loan, real, estate}
{operation, international, foreign}
{loss, insurance, financial}
{capital, credit, financial}
{competitive, industry, competition}
{financial, litigation, operation}
{regulation, change, law}
{acquisition, growth, future}
Our businesses could be adversely affected by market fluctuations. Market fluctuations and volatility may cause us to incur significant losses in our trading and investment activities. The Company s businesses may be adversely affected by fluctuations in interest rates, foreign exchange rates and equity prices. Our investment banking revenues may decline in adverse market or economic conditions. We may generate lower revenues from commissions and asset management fees in a market downturn. Our risk management policies and procedures may leave us exposed to unidentified or unanticipated risk. Liquidity risk could impair our ability to fund operations and jeopardize our financial condition. A reduction in our credit ratings could adversely affect our liquidity and competitive position and increase our borrowing costs. We are exposed to risks resulting from non-performance by counterparties, customers, borrowers or debt security issuers. Operational risks may disrupt our businesses, result in regulatory action against us or limit our growth. Litigation, governmental investigations and/or other legal proceedings could adversely affect the company s business. Extensive regulation of our businesses limits our activities and may subject us to significant penalties. The financial services industry is intensely competitive. Changes in business, political and/or economic conditions could have an adverse effect on the Company. Employee misconduct is difficult to detect and prevent and may have an adverse effect on our businesses. The inability to hire and retain qualified employees may adversely affect our business.

Full 10-K form ▸

related documents
1157647--3/13/2009--WESTFIELD_FINANCIAL_INC
919865--3/19/2007--FENTURA_FINANCIAL_INC
919865--3/17/2008--FENTURA_FINANCIAL_INC
828678--3/17/2008--FIRSTCITY_FINANCIAL_CORP
828678--7/24/2007--FIRSTCITY_FINANCIAL_CORP
1130144--3/13/2008--SIERRA_BANCORP
828678--3/16/2006--FIRSTCITY_FINANCIAL_CORP
920427--3/21/2008--UNITY_BANCORP_INC_/NJ/
885275--3/16/2010--WILSON_BANK_HOLDING_CO
1099219--2/28/2006--METLIFE_INC
820907--9/13/2010--PARKVALE_FINANCIAL_CORP
880641--3/16/2009--EAGLE_FINANCIAL_SERVICES_INC
799850--7/3/2008--AMERICAS_CARMART_INC
1365794--3/27/2009--Chino_Commercial_Bancorp
1355823--3/9/2009--ROMA_FINANCIAL_CORP
891098--2/23/2010--STERLING_BANCSHARES_INC
799850--7/14/2006--AMERICAS_CARMART_INC
726517--3/16/2010--MERCHANTS_BANCSHARES_INC
845091--3/26/2009--MERRILL_LYNCH_LIFE_INSURANCE_CO
703329--3/16/2010--FIRST_FARMERS_&_MERCHANTS_CORP
706465--3/30/2010--HENRY_COUNTY_BANCSHARES_INC
912382--3/13/2009--NATIONAL_BANK_OF_INDIANAPOLIS_CORP
703329--3/13/2009--FIRST_FARMERS_&_MERCHANTS_CORP
862923--3/29/2006--ML_LIFE_INSURANCE_CO_OF_NEW_YORK
1302244--4/2/2007--Valley_Commerce_Bancorp
862923--3/27/2008--ML_LIFE_INSURANCE_CO_OF_NEW_YORK
1069157--2/29/2008--EAST_WEST_BANCORP_INC
1085770--3/9/2009--MOVE_INC
887919--3/30/2007--PREMIER_FINANCIAL_BANCORP_INC
863557--3/6/2006--SWIFT_TRANSPORTATION_CO_INC