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related topics |
{capital, credit, financial} |
{loss, insurance, financial} |
{personnel, key, retain} |
{stock, price, share} |
{cost, regulation, environmental} |
{loan, real, estate} |
{condition, economic, financial} |
{tax, income, asset} |
{regulation, change, law} |
{stock, price, operating} |
{product, market, service} |
{financial, litigation, operation} |
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The state of the economy, generally, interest rates and the availability of financing affect our ability to market VOIs and residential homesites
We would incur substantial losses if the customers we finance default on their obligations, and new credit underwriting standards may not have the anticipated favorable impact on performance.
Our business plan historically has depended on our ability to sell or borrow against our notes receivable to support our liquidity and profitability.
While we have attempted to restructure our business to reduce our need for and reliance on financing for liquidity in the short term, there is no assurance that such restructuring will be successful or that our business and profitability will not otherwise continue to depend on our ability to obtain financing, which may not be available on favorable terms, or at all.
Our results of operations and financial condition could be adversely impacted if our estimates concerning our notes receivable are incorrect.
Our future success depends on our ability to market our products successfully and efficiently.
We are subject to the risks of the real estate market and the risks associated with real estate development, including the declines in real estate values and the deterioration of real estate sales.
Our adoption on January 1, 2010, of recently issued accounting guidance will have a material adverse impact on our net worth, leverage, and book value per share.
Claims for development-related defects could adversely affect our financial condition and operating results.
The resale market for VOIs could adversely affect our business.
We may be adversely affected by extensive federal, state and local laws and regulations and changes in applicable laws and regulations, including with respect to the imposition of additional taxes on operations.
Environmental liabilities, including claims with respect to mold or hazardous or toxic substances, could have a material adverse impact on our business.
The ratings of third-party rating agencies could adversely impact our ability to obtain, renew, or extend credit facilities, debt, or otherwise raise capital
The loss of the services of our key management and personnel could adversely affect our business.
BFC Financial Corporation holds a majority of our outstanding common stock, which may adversely affect the market price of our common stock.
Full 10-K form ▸
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