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related topics |
{loan, real, estate} |
{cost, contract, operation} |
{stock, price, operating} |
{condition, economic, financial} |
{regulation, change, law} |
{gas, price, oil} |
{cost, operation, labor} |
{financial, litigation, operation} |
{competitive, industry, competition} |
{customer, product, revenue} |
{acquisition, growth, future} |
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Continued cancellations of existing agreements of sale may have a material adverse effect on our business.
An adverse change in economic conditions could further reduce the demand for homes and, as a result, could reduce our earnings and adversely affect our financial condition.
The homebuilding industry is highly competitive and, if others are more successful or offer better value to our customers, our business could decline.
If we are not able to obtain suitable financing, our business and earnings may decline.
If our home buyers are not able to obtain suitable financing, our business may decline.
If our ability to resell mortgages to investors is impaired, we may be required to fund these commitments ourselves.
If land is not available at reasonable prices, our sales and earnings could decrease.
If the market value of our land and homes drop, our profits will likely decrease.
Government regulations and legal challenges may delay the start or completion of our communities, increase our expenses or limit our homebuilding activities, which could have a negative impact on our operations.
Expansion of regulation in the housing industry has increased the time required to obtain the necessary approvals to begin construction and has prolonged the time between the initial acquisition of land or land options and the commencement and completion of construction. These delays can increase our costs and decrease our profitability.
Increases in taxes or government fees could increase our costs, and adverse changes in tax laws could reduce customer demand for our homes.
Adverse weather conditions and conditions in nature beyond our control could disrupt the development of our communities, which could harm our sales and earnings.
If we experience shortages or increased costs of labor and supplies or other circumstances beyond our control, there could be delays or increased costs in developing our communities, which could adversely affect our operating results.
Product liability litigation and warranty claims that arise in the ordinary course of business may be costly, which could adversely affect our business.
Our principal stockholders may effectively exercise control over matters requiring stockholder approval.
Our business is seasonal in nature, so our quarterly operating results fluctuate.
Changes in accounting principles, interpretations and practices may affect our reported revenues, earnings and results of operations.
Full 10-K form ▸
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