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related topics |
{loan, real, estate} |
{financial, litigation, operation} |
{personnel, key, retain} |
{cost, operation, labor} |
{operation, natural, condition} |
{debt, indebtedness, cash} |
{cost, contract, operation} |
{acquisition, growth, future} |
{condition, economic, financial} |
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Factors That May Affect Our Future Results (Cautionary Statements Under the Private Securities Litigation Reform Act of 1995):
Because of the cyclical nature of our industry, changes in general economic, real estate construction or other business conditions could adversely affect our business and/or our financial results.
We face significant competition in our efforts to sell homes and provide mortgage financing.
Our land investment exposes us to significant risks, including potential impairment write-downs that could negatively impact our profits if the market value of our inventory declines.
If we are not able to obtain suitable financing, our business may be negatively impacted.
The terms of our indebtedness may restrict our ability to operate.
Homebuilding is subject to warranty and liability in the ordinary course of business that can be significant.
Homebuilding is subject to warranty and liability in the ordinary course of business that can be significant.
The availability and affordability of residential mortgage financing could adversely affect our business.
Natural disasters and severe weather conditions could delay deliveries, increase costs and decrease demand for homes in affected areas.
Supply shortages and other risks related to the demand for skilled labor and building materials could increase costs and delay deliveries.
We are subject to extensive government regulations which could restrict our homebuilding or financial services business.
We are dependent on the services of certain key employees, and the loss of their services could hurt our business.
Full 10-K form ▸
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