|
| related topics |
| {regulation, change, law} |
| {condition, economic, financial} |
| {capital, credit, financial} |
| {loss, insurance, financial} |
| {financial, litigation, operation} |
| {system, service, information} |
| {product, market, service} |
| {personnel, key, retain} |
| {investment, property, distribution} |
| {gas, price, oil} |
|
|
Changes in general economic conditions, including the performance of financial markets and interest rates:
Heightened competition, including with respect to pricing, entry of new competitors and the development of new products by new and existing competitors:
Our primary reliance, as a holding company, on sales of and interest on the Corporation s investments and rent from its real estate to meet debt payment obligations, operating expenses and dividend payments:
Adverse results from litigation, arbitration or regulatory investigations:
Regulatory, accounting or tax changes that may affect the cost of, or demand for, our products or services
Downgrades in our claims paying ability, financial strength or credit ratings:
Changes in rating agency policies or practices:
A failure in our operational systems or infrastructure could impair our liquidity, disrupt our businesses, damage our reputation and cause losses:
Our businesses may be adversely affected if we are unable to hire and retain qualified employees:
Discrepancies between actual claims experience and assumptions used in setting prices for our products and establishing the liabilities for our obligations for future policy benefits and claims:
Our business my be adversely affected if the decline in annuity contracts in-force were to continue for an extended period of time
Full 10-K form ▸
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