802681--3/10/2006--BRYN_MAWR_BANK_CORP

related topics

{cost, operation, labor}

{loan, real, estate}

{tax, income, asset}

{loss, insurance, financial}

{competitive, industry, competition}

Future loan losses may exceed the Corporation s allowance for loan losses Rapidly changing interest rate environment could reduce the Corporation s net interest margin, net interest income, fee income and net income A General Economic Slowdown Could Impact Wealth Management Divisions Revenues Slower than anticipated growth in new branches and from lower than expected new business could result in reduced net income The financial services industry is very competitive Decreased mortgage origination, volume and pricing decisions of competitors Additional, risk factors also include the following all of which may reduce revenues and / or increase expenses and/or pull Management s attention away from core banking operations which may ultimately reduce the Corporation s net income

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