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related topics |
{financial, litigation, operation} |
{loan, real, estate} |
{acquisition, growth, future} |
{tax, income, asset} |
{competitive, industry, competition} |
{condition, economic, financial} |
{cost, operation, labor} |
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Changes in interest rates could have a material adverse effect on our financial condition and results of operations.
Changes in economic and political conditions could adversely affect our earnings, as our borrowers ability to repay loans and the value of the collateral securing our loans decline.
We operate in an extremely competitive market, and our business will suffer if we are unable to compete effectively.
We depend upon the accuracy and completeness of information about customers and counterparties.
Legislative or regulatory changes or actions, or significant litigation, could adversely impact us or the businesses in which we are engaged.
Environmental liability associated with commercial lending could have a material adverse effect on our business, financial condition and results of operations.
Our business strategy includes growth plans. Our financial condition and results of operations could be negatively affected if we fail to grow or fail to manage our growth effectively.
Difficulties in combining the operations of acquired entities with our own operations may prevent us from achieving the expected benefits from our acquisitions.
Impairment of goodwill or other intangible assets could require charges to earnings, which could result in a negative impact on our results of operations.
We may be a defendant from time to time in the future in a variety of litigation and other actions, which could have a material adverse effect on our financial condition and results of operation.
Full 10-K form ▸
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