806279--3/25/2008--CODORUS_VALLEY_BANCORP_INC

related topics

{loss, insurance, financial}

{condition, economic, financial}

{regulation, change, law}

{competitive, industry, competition}

Changes in market interest rates may adversely affect our earnings and financial condition. The Corporation is subject to credit risk. The Corporation s allowance for possible loan losses may be insufficient. The trading volume in the Corporation s common stock is less than that of other larger financial services companies. The Corporation is subject to extensive governmental regulation and supervision.

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