807884--2/27/2009--CASH_AMERICA_INTERNATIONAL_INC

related topics
{system, service, information}
{condition, economic, financial}
{gas, price, oil}
{competitive, industry, competition}
{property, intellectual, protect}
{financial, litigation, operation}
{product, market, service}
{tax, income, asset}
{acquisition, growth, future}
A sustained deterioration in the economy could reduce demand for the Company s products and services and result in reduced earnings. A decreased demand for the Company s products and specialty financial services and failure of the Company to adapt to such decrease could adversely affect results. The failure of third-parties who provide products, services or support to the Company to maintain their products, services or support could disrupt Company operations or result in a loss of revenue. The Company s business depends on the uninterrupted operation of the Company s facilities, systems and business functions, including its information technology and other business systems. The Company may be unable to protect its proprietary technology or keep up with that of its competitors. Changes in the Company s financial condition or continued disruption in the capital markets could reduce available capital. The Company s growth is subject to external factors and other circumstances over which the Company has limited control or that are beyond the Company s control. These factors and circumstances could adversely affect the Company s ability to grow through the opening and acquisition of new operating units. Media reports and public perception of short-term consumer loans as being predatory or abusive could materially adversely affect the Company s cash advance business. Increased competition from banks, savings and loans, other short-term consumer lenders, and other entities offering similar financial services, as well as retail businesses that offer products and services offered by the Company, could adversely affect the Company s results of operations. The Company s earnings and financial position are subject to changes in the value of gold. A significant or sudden decline in the price of gold could materially affect the Company s earnings. The Company is subject to impairment risk

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