811830--2/29/2008--SOVEREIGN_BANCORP_INC

related topics

{loss, insurance, financial}

{control, financial, internal}

{regulation, change, law}

{system, service, information}

Changes in Accounting Standards Could Impact Reported Earnings. We Rely on Third Parties for Important Products and Services. Our Framework for Managing Risks May Not be Effective in Mitigating Risk and Loss to Our Company. Our Disclosure Controls and Procedures May Not Prevent or Detect All Errors or Acts of Fraud.

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