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related topics |
{system, service, information} |
{loan, real, estate} |
{loss, insurance, financial} |
{condition, economic, financial} |
{acquisition, growth, future} |
{provision, law, control} |
{regulation, government, change} |
{tax, income, asset} |
{operation, natural, condition} |
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Rising interest rates may reduce the Corporation s net income and future cash flows.
Recent and possible future acquisitions could involve risks and challenges that could adversely affect the Corporation s ability to achieve its profitability goals for acquired businesses or realize anticipated benefits of those acquisitions.
The Corporation s allowance for loan losses may be inadequate, which may reduce the Corporation s earnings.
Changes in economic conditions could cause an increase in delinquencies and non-performing assets, including loan charge-offs, which in turn may negatively affect the Corporation s income and growth.
Because the Corporation competes primarily on the basis of the interest rates it offers depositors and the terms of loans it offers borrowers, the Corporation s margins could decrease if it were required to increase deposit rates or lower interest rates on loans in response to competitive pressure.
The Corporation is at risk for events that could disrupt business activities.
Provident Bank operates in a highly regulated environment and may be adversely affected by changes in laws and regulations.
The Corporation is subject to security and operational risks relating to use of its technology that could damage its reputation and business.
Various factors could hinder or prevent takeover attempts.
Full 10-K form ▸
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