819334--12/15/2006--CAM_COMMERCE_SOLUTIONS_INC

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{condition, economic, financial}
{product, market, service}
{property, intellectual, protect}
{competitive, industry, competition}
{stock, price, share}
{regulation, government, change}
{system, service, information}
The growth in our X-Charge payment processing business is primarily the result of adding new customers. Our original core business of computer system sales is in decline. The population of our target customers is declining. Our stock is thinly traded. Accordingly, you may not be able to resell your shares of common stock at or above the price you paid for them. We face intense competition in the retail point of sale industry, which could reduce our market share. We may face patent or proprietary rights litigation in the future. Other factors which may affect operating results include:

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