828678--3/16/2006--FIRSTCITY_FINANCIAL_CORP

related topics
{condition, economic, financial}
{loss, insurance, financial}
{competitive, industry, competition}
{stock, price, share}
{tax, income, asset}
{loan, real, estate}
{regulation, government, change}
{operation, international, foreign}
{stock, price, operating}
{regulation, change, law}
{cost, regulation, environmental}
{financial, litigation, operation}
{personnel, key, retain}
{capital, credit, financial}
We may not predict the availability of Portfolio Assets. It is likely that our actual experience will not be consistent with the assumptions underlying our Portfolio Asset performance and that the differences may be material and adverse. Investments in and revenues from our foreign operations are subject to the risks associated with transactions involving foreign currencies. We may be materially adversely affected by fluctuation in interest rates. Our liquidity or ability to raise capital may be limited. We may be materially adversely affected by the decline in value of collateral securing loans acquired for resolution. We may not have access to the estimated net operating loss carryforwards. It is possible that our actual experience will not be consistent with the assumptions regarding recognition of deferred tax asset and that the differences may be material and adverse. We may incur significant costs relating to removal of hazardous substances or waste from real property in its Portfolio Assets. We may not be able to successfully compete in the business in which we operate. We may be adversely affected by a general deterioration in economic conditions. We may be adversely affected by the regulated environment in which we operate. We may be adversely affected by the result of certain legal proceedings. We may be adversely affected by a termination of our relationship with Cargill. We may be adversely affected by a termination of employment of certain key personnel. Our directors and executive officers may effectively control any vote of stockholders of our company. Restrictions on transfer of shares may prevent certain holders of our Common Stock from transferring such stock. We may be adversely affected by period to period variances. We may be adversely affected tax, monetary and fiscal policy changes. We may be adversely affected by changes in future cash receipts.

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