|
| related topics |
| {loan, real, estate} |
| {loss, insurance, financial} |
| {stock, price, share} |
| {competitive, industry, competition} |
| {acquisition, growth, future} |
| {personnel, key, retain} |
| {debt, indebtedness, cash} |
| {regulation, change, law} |
| {condition, economic, financial} |
|
|
The Bank s ability to pay dividends is subject to regulatory limitations which, to the extent the Company requires such dividends in the future, may affect the Company s ability to pay its obligations and pay dividends.
The Company is subject to restrictions on its ability to declare or pay dividends and repurchase its shares as a result of its participation in the Treasury s TARP Capital Purchase Program.
The Bank s allowance for loan losses may not be adequate to cover actual losses.
The Company s business is subject to various lending and other economic risks that could adversely impact the Company s results of operations and financial condition.
The declining real estate market could impact the Company s business.
The Company s level of credit risk is increasing due to its focus on commercial lending, and the concentration on small businesses and middle market customers with heightened vulnerability to economic conditions.
The Bank may suffer losses in its loan portfolio despite its underwriting practices.
The Company and its subsidiaries are subject to extensive regulation which could adversely affect them.
The Company faces strong competition from other financial institutions, financial service companies and other organizations offering services similar to those offered by the Company and its subsidiaries, which could hurt the Company s business.
Potential Acquisitions May Disrupt the Company s Business and Dilute Stockholder Value
The Company may lose members of our management team due to compensation restrictions
Full 10-K form ▸
|
|
| related documents |
| 859070--3/13/2008--FIRST_COMMUNITY_BANCSHARES_INC_/NV/ |
| 859070--3/12/2007--FIRST_COMMUNITY_BANCSHARES_INC_/NV/ |
| 726990--3/8/2006--AMERICANWEST_BANCORPORATION |
| 898018--3/23/2007--MOUNTAIN_BANK_HOLDING_CO |
| 898018--3/10/2006--MOUNTAIN_BANK_HOLDING_CO |
| 1115055--3/7/2008--PINNACLE_FINANCIAL_PARTNERS_INC |
| 910073--3/16/2006--NEW_YORK_COMMUNITY_BANCORP_INC |
| 920427--3/24/2006--UNITY_BANCORP_INC_/NJ/ |
| 1163199--3/13/2009--FNB_BANCORP/CA/ |
| 764241--3/13/2006--INTEGRA_BANK_CORP |
| 1083643--4/2/2007--FAUQUIER_BANKSHARES_INC |
| 1083643--3/28/2006--FAUQUIER_BANKSHARES_INC |
| 712771--3/15/2007--CENTER_BANCORP_INC |
| 1047865--3/14/2008--WEBSTER_PREFERRED_CAPITAL_CORP |
| 891523--3/24/2006--CENTRUE_FINANCIAL_CORP |
| 1047865--3/11/2009--WEBSTER_PREFERRED_CAPITAL_CORP |
| 5272--2/26/2010--AMERICAN_INTERNATIONAL_GROUP_INC |
| 1483195--9/13/2010--Oritani_Financial_Corp |
| 1472093--3/31/2010--Athens_Bancshares_Corp |
| 858800--3/26/2007--EMCLAIRE_FINANCIAL_CORP |
| 771614--3/27/2006--BRUNSWICK_BANCORP |
| 1003961--9/28/2010--PATAPSCO_BANCORP_INC |
| 716605--3/15/2007--PENNS_WOODS_BANCORP_INC |
| 716605--3/16/2006--PENNS_WOODS_BANCORP_INC |
| 1222915--9/12/2006--JEFFERSON_BANCSHARES_INC |
| 1363569--3/28/2008--Canyon_Bancorp |
| 1326807--3/1/2010--Investors_Bancorp_Inc |
| 1014133--3/31/2008--COMMUNITY_CENTRAL_BANK_CORP |
| 1143566--3/17/2008--EVERGREENBANCORP_INC |
| 920427--3/15/2007--UNITY_BANCORP_INC_/NJ/ |
|