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| related topics |
| {stock, price, share} |
| {loan, real, estate} |
| {tax, income, asset} |
| {loss, insurance, financial} |
| {condition, economic, financial} |
| {personnel, key, retain} |
| {capital, credit, financial} |
| {debt, indebtedness, cash} |
| {acquisition, growth, future} |
| {competitive, industry, competition} |
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The soundness of other financial institutions, including Federal Home Loan Bank, could adversely impact the Company.
The value of certain securities in the Company s investment securities portfolio may be negatively affected by disruptions in the market for these securities.
FDIC insurance premiums may increase materially.
There can be no assurance that the EESA and other recently enacted government programs will help stabilize the U.S. financial system.
The limitations on incentive compensation contained in the ARRA may adversely affect the Company s ability to retain its highest performing employees.
Participants in the CPP are subject to certain restrictions on dividends, repurchases of common stock and executive compensation.
The Company may need to raise additional capital in the future and such capital may not be available when needed or at all.
FII is a holding company and is dependent on its banking subsidiary for dividends, distributions and other payments.
The Company may not pay dividends on its common stock.
If the Company experiences greater credit losses than anticipated, earnings may be adversely impacted.
Geographic concentration in one market may unfavorably impact the Company s operations.
The market price of shares of the Company s common stock may fluctuate.
Future issuances of additional securities could result in dilution of your ownership.
The Company s market value could result in an impairment of goodwill.
Changes in interest rates could adversely impact the Company s results of operations and financial condition.
Industry competition may have an adverse impact on the Company s success.
The Company s deferred tax assets may not ultimately be realized or its tax positions may be subject to challenge by the IRS.
Full 10-K form ▸
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