|
| related topics |
| {personnel, key, retain} |
| {competitive, industry, competition} |
| {customer, product, revenue} |
| {regulation, change, law} |
| {stock, price, share} |
| {acquisition, growth, future} |
| {financial, litigation, operation} |
| {regulation, government, change} |
| {gas, price, oil} |
|
|
We have experienced losses in recent years and if losses continue, our business could suffer.
We depend on a limited number of sources for our products, and any interruption, deterioration, or termination of the relationship with any of our insurance carriers could be disruptive to our business and harm our results of operations and financial condition.
If we fail to attract and retain key personnel, our business, operating results, and financial condition could be diminished.
Our performance will depend on the growth of Legacy Marketing. If Legacy Marketing fails to grow, our financial performance could suffer.
We may be unable to effectively fund our working capital requirements, which could have a material adverse effect on our operating results and earnings.
Significant repurchases of our common stock could materially decrease our cash position.
We may not be able to compete successfully with competitors that may have greater resources than we do.
We may face increased governmental regulation and legal uncertainties, which could result in diminished financial performance.
Adverse changes in tax laws could diminish the marketability of most of our products, resulting in decreased revenue.
We operate in an industry in which there is significant risk of litigation. Substantial claims against us could diminish our financial condition or results of operation.
Full 10-K form ▸
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