872821--3/2/2009--WILMINGTON_TRUST

related topics

{capital, credit, financial}

{loan, real, estate}

{tax, income, asset}

{regulation, change, law}

{operation, natural, condition}

{competitive, industry, competition}

{acquisition, growth, future}

Volatility in financial markets can affect our noninterest income adversely Circumstances in the mid-Atlantic region, throughout the United States, and around the world could reduce demand for our services and negatively affect our ability to conduct business Competition can increase the rates we pay to attract deposits, reduce the interest rates we can charge on loans, reduce the fees we charge for services, and affect our ability to retain existing clients or attract new clients Changes in accounting rules may affect our reported earnings and operating income adversely Changes in the value of goodwill or intangible assets on our balance sheet could affect earnings adversely Making acquisitions can be risky We run the risk of having insufficient liquidity, or funding Our access to funding, and our ability to serve some clients, could be affected adversely by unfavorable rating actions taken by credit rating agencies Disruption in the capital and credit markets has created illiquidity and uncertainty The failure of other financial institutions could affect us adversely

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872821--3/2/2009--WILMINGTON_TRUST_CORP