878079--4/15/2009--BON_TON_STORES

related topics

{system, service, information}

{loan, real, estate}

{debt, indebtedness, cash}

{operation, international, foreign}

{cost, operation, labor}

{condition, economic, financial}

{regulation, government, change}

There can be no assurance that our liquidity will not be adversely affected by changes in the financial markets and global economy. Failure to fully realize the benefits expected from our cost savings initiatives in 2009 could have a material adverse effect on our business and results of operations. Additionally, declines in sales below what is anticipated could have a material adverse effect on our business and results of operations. Our discretion in some matters is limited by the restrictions contained in our senior secured credit facility and mortgage loan facility agreements and in the indenture that governs our senior unsecured notes, and any default on our senior secured credit facility, mortgage loan facility or the indenture that governs the senior unsecured notes could harm our business, profitability and growth prospects. Changes in the terms of our proprietary credit card program could have an adverse effect on our operations. An inability to find qualified domestic and international vendors and fluctuations in the exchange rate with countries in which our international vendors are located could adversely affect our business. The ownership and leasing of significant amounts of real estate expose us to possible liabilities. Failure to successfully maintain and update information technology systems and enhance existing systems may adversely affect our business.

Full 10-K form ▸

878079--4/15/2009--BON_TON_STORES_INC