880417--3/26/2010--CSB_BANCORP_INC_/OH

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New developments in the banking industry The Bank s ability to pay dividends is subject to regulatory limitations which, to the extent the Company requires such dividends in the future, may affect its ability to pay dividends or repurchase its stock. Unauthorized disclosure of sensitive or confidential client or customer information, whether through a breach of our computer systems or otherwise, could severely harm our business. I. Distribution of Assets, Liabilities and Stockholders Equity; Interest Rates and Interest Differential Securities available-for-sale, at fair value IV. Summary Of Loan Loss Experience VI. Return On Equity and Assets

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