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| related topics |
| {regulation, government, change} |
| {cost, operation, labor} |
| {system, service, information} |
| {financial, litigation, operation} |
| {operation, international, foreign} |
| {condition, economic, financial} |
| {product, market, service} |
| {property, intellectual, protect} |
| {personnel, key, retain} |
| {regulation, change, law} |
| {acquisition, growth, future} |
| {competitive, industry, competition} |
|
|
Acquisitions and integrating such acquisitions create certain risks and may affect operating results.
The ability to adopt technology to changing industry and customer needs or trends.
The spin-off of Western Union could adversely impact the Company.
Current or future card association rules and practices could adversely affect the Company s business, transaction volumes, operating results and financial condition.
Changes in card association and debit network fees or products could increase costs or otherwise limit the Company s operations.
Maintaining the Western Union agent base.
First Data is the subject of various legal proceedings.
The business may be adversely affected by risks associated with foreign operations.
Increase in interest rates may negatively impact the Company s operating results and financial condition.
Future consolidation of client financial institutions or other client groups may adversely affect the financial condition of the Company.
Unfavorable resolution of tax contingencies could adversely affect the Company s tax expense.
Changes in laws, regulations and enforcement activities affecting the products, services and markets in which the Company operates.
The Company s services are dependent on the protection of intellectual property rights and defending itself from potential patent infringement claims.
Material breaches in security of the Company s systems may have a significant effect on the Company s business.
Recruiting, development and succession planning.
Full 10-K form ▸
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