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| related topics |
| {condition, economic, financial} |
| {financial, litigation, operation} |
| {system, service, information} |
| {debt, indebtedness, cash} |
| {personnel, key, retain} |
| {competitive, industry, competition} |
| {cost, regulation, environmental} |
|
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Due to competition from traditional financing sources and non-traditional lenders, we may not be able to compete successfully.
We may not be able to generate sufficient cash flow to service our outstanding debt and fund operations.
Interest rate fluctuations may adversely affect our borrowing costs, profitability and liquidity.
The regulation to which we are subject could result in a material adverse affect on our business.
Adverse changes in economic conditions, the automobile or finance industries, or the non-prime consumer market, could adversely affect our financial position, liquidity and results of operations, the ability of key vendors that we depend on to supply us with certain services, and our ability to enter into future financing transactions.
Litigation we are involved in from time to time may adversely affect our financial condition, results of operations and cash flows.
We are dependent on our senior management and the loss of any of these individuals or an inability to hire additional team members could adversely affect our ability to operate profitably.
Our inability to properly safeguard confidential consumer information.
Full 10-K form ▸
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