898684--4/17/2008--FINLAY_FINE_JEWELRY_CORP

related topics
{customer, product, revenue}
{acquisition, growth, future}
{debt, indebtedness, cash}
{operation, natural, condition}
{competitive, industry, competition}
{control, financial, internal}
{financial, litigation, operation}
{system, service, information}
{product, market, service}
{personnel, key, retain}
{gas, price, oil}
{condition, economic, financial}
{investment, property, distribution}
Forward-Looking Information and Risk Factors that May Affect Future Results The loss of our relationship with Macy s, or significant store closures by our host store groups, would materially adversely affect our business. We may not be able to successfully expand our business or increase the number of departments we operate. The seasonality of the retail jewelry business makes our profitability substantially dependent on our fourth quarter results. Our locations are heavily dependent on customer traffic and the continued popularity of our host stores and malls. We may not be able to successfully identify, finance, integrate or make acquisitions outside of the licensed jewelry department business. Our substantial debt and the terms of our debt instruments could adversely affect our business. Our profitability depends, in part, upon our ability to continue to obtain substantial amounts of merchandise on consignment. A decline in discretionary consumer spending may adversely affect our industry, our operations and our profitability. Volatility in the availability and cost of precious metals and precious and semi-precious stones could adversely affect our business. The retail jewelry business is highly competitive. We may not be able to collect proceeds from our host stores. We are dependent on several key vendors and other suppliers. Our success depends on our ability to identify and rapidly respond to fashion trends. We could be materially adversely affected if our distribution operations are disrupted. We are heavily dependent on our management information systems and our ability to maintain and upgrade these systems from time to time. We depend on key personnel. The terms of our debt instruments and other obligations impose financial and operating restrictions. The future impact of legal and regulatory issues is unknown. Our stand-alone jewelry store business could be adversely affected if it is unable to successfully negotiate favorable lease terms. We could have failures in our system of internal control over financial reporting.

Full 10-K form ▸

related documents
355999--2/27/2009--UNITED_STATIONERS_INC
355999--2/29/2008--UNITED_STATIONERS_INC
822663--3/16/2007--INTER_PARFUMS_INC
93631--10/24/2008--FREDERICK'S_OF_HOLLYWOOD_GROUP_INC_/NY/
1104252--3/12/2007--DDI_CORP
1057693--3/14/2007--NATCO_GROUP_INC
822663--3/11/2008--INTER_PARFUMS_INC
355999--3/1/2007--UNITED_STATIONERS_INC
355999--3/6/2006--UNITED_STATIONERS_INC
897429--3/27/2009--CHICOS_FAS_INC
1022705--2/27/2008--TESCO_CORP
918965--9/1/2006--SCANSOURCE_INC
909326--10/13/2006--ASYST_TECHNOLOGIES_INC
1055455--3/8/2006--NAVIGANT_INTERNATIONAL_INC
822663--3/15/2006--INTER_PARFUMS_INC
1144331--2/27/2006--EXPRESSJET_HOLDINGS_INC
897429--3/28/2008--CHICOS_FAS_INC
874841--3/31/2010--PACIFIC_SUNWEAR_OF_CALIFORNIA_INC
17843--8/20/2009--CARPENTER_TECHNOLOGY_CORP
1031203--2/28/2008--GROUP_1_AUTOMOTIVE_INC
109156--9/26/2008--ZALE_CORP
916310--3/17/2008--PROTECTION_ONE_ALARM_MONITORING_INC
21828--3/23/2007--COLONIAL_COMMERCIAL_CORP
1077688--2/28/2007--HOOKER_FURNITURE_CORP
864240--3/10/2008--SYPRIS_SOLUTIONS_INC
93389--3/16/2007--STANDARD_MOTOR_PRODUCTS_INC
93389--3/16/2006--STANDARD_MOTOR_PRODUCTS_INC
862861--3/20/2009--APPLIANCE_RECYCLING_CENTERS_OF_AMERICA_INC_/MN
1266700--3/31/2006--BRODER_BROS_CO
1102750--3/31/2009--DAC_TECHNOLOGIES_GROUP_INTERNATIONAL_INC