910073--3/16/2006--NEW_YORK_COMMUNITY_BANCORP_INC

related topics
{loan, real, estate}
{debt, indebtedness, cash}
{loss, insurance, financial}
{acquisition, growth, future}
{provision, law, control}
{operation, natural, condition}
{personnel, key, retain}
{stock, price, share}
{regulation, change, law}
{system, service, information}
{condition, economic, financial}
We are subject to interest rate risk. We are subject to credit risk. We are subject to certain risks in connection with the level of our allowance for loan losses. We face significant competition for loans and deposits. We are subject to certain risks in connection with our strategy of growing through mergers and acquisitions. We may not be able to attract and retain key personnel. We are subject to environmental liability risk associated with our lending activities. Our business may be adversely impacted by acts of war or terrorism. We are subject to changes in laws and regulations. We are subject to certain risks in connection with our use of technology. We rely on the dividends we receive from our subsidiaries. Various factors could make a takeover attempt of the Company more difficult to achieve. Various factors could impact the price and trading activity in our common stock.

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