910322--2/29/2008--ASTORIA_FINANCIAL_CORP

related topics
{competitive, industry, competition}
{tax, income, asset}
{condition, economic, financial}
{loan, real, estate}
{debt, indebtedness, cash}
{regulation, change, law}
Changes in interest rates may reduce our net income. Changes in interest rates may reduce our stockholders equity. Our results of operations are affected by economic conditions in the New York metropolitan area and nationally. Strong competition within our market areas could hurt our profits and slow growth. Multi-family and commercial real estate lending may expose us to increased lending risks. Astoria Federal s ability to pay dividends or lend funds to us is subject to regulatory limitations which, to the extent we need but are not able to access such funds, may prevent us from making future dividend payments or principal and interest payments due on our debt obligations. We operate in a highly regulated industry, which limits the manner and scope of our business activities. Changes in laws, government regulation and monetary policy may have a material effect on our results of operations.

Full 10-K form ▸
related documents
910322--3/1/2007--ASTORIA_FINANCIAL_CORP
803164--3/28/2008--CHOICEONE_FINANCIAL_SERVICES_INC
803164--4/2/2007--CHOICEONE_FINANCIAL_SERVICES_INC
803164--3/31/2006--CHOICEONE_FINANCIAL_SERVICES_INC
1113107--3/30/2006--FIRST_FEDERAL_BANCSHARES_INC_/DE
350797--1/12/2006--EATON_VANCE_CORP
707855--3/16/2009--PRINCETON_NATIONAL_BANCORP_INC
1227268--3/31/2010--AAA_CAPITAL_ENERGY_FUND_L.P._II
740942--3/16/2009--TOWER_BANCORP_INC
707805--3/15/2007--USB_HOLDING_CO_INC
707805--3/15/2006--USB_HOLDING_CO_INC
915840--12/2/2008--BEAZER_HOMES_USA_INC
1008579--3/31/2008--HIGHLANDS_BANKSHARES_INC_/VA/
1037189--3/31/2010--WESTPORT_JWH_FUTURES_FUND_LP
1140509--3/31/2010--TIDEWATER_FUTURES_FUND_LP
1027183--3/11/2008--FIRST_SOUTH_BANCORP_INC_/VA/
928592--9/15/2008--PVF_CAPITAL_CORP
1143848--3/15/2010--LSB_CORP
911503--3/31/2010--DIVERSIFIED_MULTI-ADVISOR_FUTURES_FUND_L.P.
715096--3/16/2007--COMMERCE_BANCORP_INC_/NJ/
928592--9/28/2009--PVF_CAPITAL_CORP
1210227--3/17/2008--BNC_BANCORP
1210227--3/31/2006--BNC_BANCORP
923139--3/17/2008--FLUSHING_FINANCIAL_CORP
923139--3/16/2007--FLUSHING_FINANCIAL_CORP
1009976--3/31/2008--COMMERCIAL_BANCSHARES_INC_\OH\
915840--11/10/2009--BEAZER_HOMES_USA_INC
1016178--7/2/2009--CARVER_BANCORP_INC
1407161--3/31/2009--Titanium_Asset_Management_Corp
1113336--3/18/2009--CNB_FINANCIAL_SERVICES_INC