920033--4/17/2007--BANK_JOS_A_CLOTHIERS_INC

related topics

{system, service, information}

{cost, regulation, environmental}

{acquisition, growth, future}

{customer, product, revenue}

{competitive, industry, competition}

{product, market, service}

{financial, litigation, operation}

{condition, economic, financial}

{operation, international, foreign}

{property, intellectual, protect}

{personnel, key, retain}

{provision, law, control}

{loan, real, estate}

If we are not able to continue profitably opening new stores, our growth may be adversely affected. We face significant competition and may not be able to maintain or improve our competitive position or profitability. Our business is tied to consumer spending for discretionary items and negative changes to consumer confidence could have an adverse affect on our business. Our success is dependant on our key personnel and our ability to attract and retain key personnel. We rely heavily on a limited number of key suppliers, the loss of which could cause a significant disruption to our business and negatively affect our business. Our reliance on foreign sources of production exposes us to a number of risks of doing business on an international basis. Our business could be adversely affected if the foreign manufacturers of our products do not use acceptable labor practices. Our business could be adversely affected by increased costs of the raw materials that are important to the production of our products. Our success depends, in part, on our ability to meet the changing preferences of our customers. Our success depends, in part, on the volume of retail traffic in our geographic locations and the availability of suitable lease space. Our dependence on third party delivery services exposes us to business interruptions and service issues that are beyond our control. As our customers pay for our products predominately using credit cards, we are exposed to a number of risks involving the acceptance and processing of credit cards, the occurrence of which could substantially harm our business, financial condition and results of operations. Our business could be adversely affected by increased paper, printing and mailing costs We may not be able to protect and enforce our intellectual property rights or protect ourselves from the claims of third-parties. We face a number of risks relating to our use of consumer information. Our dependence on our centralized distribution centers exposes us to the risk of a substantial disruption to our business. Our business has become increasingly dependent on a strong holiday season. We will face a number of risks if we pursue growth by acquisitions. Our charter documents, our Rights Agreement and Delaware law may inhibit a takeover that stockholders may consider favorable. Litigation or legal proceedings could divert our management s attention and could expose us to significant liabilities and thus negatively affect our financial results.

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920033--4/17/2007--BANK_JOS_A_CLOTHIERS_INC_/DE/