920033--4/8/2009--BANK_JOS_A_CLOTHIERS_INC

related topics

{system, service, information}

{condition, economic, financial}

{cost, regulation, environmental}

{customer, product, revenue}

{competitive, industry, competition}

{acquisition, growth, future}

{product, market, service}

{financial, litigation, operation}

{operation, international, foreign}

{property, intellectual, protect}

{loan, real, estate}

{personnel, key, retain}

{stock, price, operating}

{provision, law, control}

If we are not able to continue profitably opening new stores due to deteriorating general economic conditions or otherwise, our growth may be adversely affected. We face significant competition and may not be able to maintain or improve our competitive position or profitability. Our business is tied to consumer spending for discretionary items and the negative changes to consumer confidence and other recessionary pressures brought on by, among other things, general economic conditions, could have an adverse affect on our business. The current credit crisis may have a negative effect on our business. Our cash investment strategies may have a negative effect on our business. Our success is dependent on our key personnel and our ability to attract and retain key personnel. We rely heavily on a limited number of key suppliers, the loss of any of which could cause a significant disruption to our business and negatively affect our business. Our reliance on foreign sources of production exposes us to a number of risks of doing business on an international basis. Our business could be adversely affected if the foreign manufacturers of our products do not use acceptable labor practices. Our business could be adversely affected by increased costs of the raw materials and other resources that are important to our business. Our success depends, in part, on our ability to meet the changing preferences of our customers. Our success depends, in part, on the volume of retail traffic in our geographic locations and the availability of suitable lease space. Our dependence on third party delivery services exposes us to business interruptions and service issues that are beyond our control. Our dependence on our two distribution centers and centralized computer systems exposes us to the risk of a substantial disruption to our business. Our business could be adversely affected by increased paper, printing and mailing costs. Our efforts to protect and enforce our intellectual property rights or protect ourselves from the claims of third-parties may not be effective. We are exposed to a number of risks involving the acceptance and processing of credit cards, the occurrence of which could substantially harm our business, financial condition and results of operations. We face a number of risks relating to our use of consumer information. Our business has become increasingly dependent on promotional activity and a strong holiday season. We will face a number of risks if we pursue growth by acquisitions or other strategic opportunities. Our stock price has fluctuated substantially in the past and may continue to do so. Our charter documents, our Rights Agreement and Delaware law may inhibit a takeover that stockholders may consider favorable. Litigation or legal proceedings could expose us to significant liabilities and could divert our management s attention and thus negatively affect our financial results.

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920033--4/8/2009--BANK_JOS_A_CLOTHIERS_INC_/DE/