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| related topics |
| {capital, credit, financial} |
| {acquisition, growth, future} |
| {operation, international, foreign} |
| {product, market, service} |
| {regulation, change, law} |
| {condition, economic, financial} |
| {financial, litigation, operation} |
| {operation, natural, condition} |
| {competitive, industry, competition} |
| {loss, insurance, financial} |
| {loan, real, estate} |
| {cost, regulation, environmental} |
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We Face Intense Competition in All of Our Markets
We May Experience Increased Delinquencies and Credit Losses
We Face Risk From Economic Downturns
We Face Strategic Risks in Sustaining Our Growth and Pursuing Diversification
We May Fail To Realize All of the Anticipated Benefits of our Merger with Hibernia Corporation.
Reputational Risk and Social Factors May Impact our Results
We Face Risk Related to the Strength of our Operational, Technological and Organizational Infrastructure
We May Face Limited Availability of Financing, Variation in Our Funding Costs and Uncertainty in Our Securitization Financing
We May Experience Changes in Our Debt Ratings
We Face Market Risk of Interest Rate and Exchange Rate Fluctuations
We Face the Risk of a Complex and Changing Regulatory and Legal Environment
The Credit Card Industry Faces Increased Litigation Risks Relating to Industry Structure
We Face the Risk of Fluctuations in Our Expenses and Other Costs that May Hurt Our Financial Results
We Face Risks Related to the Impact of the Gulf Coast Hurricanes That May Be Substantial and Cannot Be Predicted
Full 10-K form ▸
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