933036--3/10/2006--RENT_A_CENTER_INC

related topics

{debt, indebtedness, cash}

{regulation, change, law}

{personnel, key, retain}

{provision, law, control}

{control, financial, internal}

{stock, price, share}

{stock, price, operating}

Our debt agreements impose restrictions on us which may limit or prohibit us from engaging in certain transactions. If a default were to occur, our lenders could accelerate the amounts of debt outstanding, and holders of our secured indebtedness could force us to sell our assets to satisfy all or a part of what is owed. A change of control could accelerate our obligation to pay our outstanding indebtedness, and we may not have sufficient liquid assets to repay these amounts. Financial services transactions are regulated by federal law as well as the laws of certain states. Any adverse changes in these laws or the passage of adverse new laws with respect to the financial services business could slow our growth opportunities, expose us to litigation or alter our business practices in a manner that we may deem to be unacceptable. Our business depends on a limited number of key personnel, with whom we do not have employment agreements. The loss of any one of these individuals could disrupt our business. Our organizational documents and debt instruments contain provisions that may prevent or deter another group from paying a premium over the market price to our stockholders to acquire our stock. We are a holding company and are dependent on the operations and funds of our subsidiaries. Our stock price is volatile, and you may not be able to recover your investment if our stock price declines. Failure to achieve and maintain effective internal controls could have a material adverse effect on our business and stock price.

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933036--3/10/2006--RENT_A_CENTER_INC_DE