|
| related topics |
| {stock, price, share} |
| {loan, real, estate} |
| {condition, economic, financial} |
| {debt, indebtedness, cash} |
| {acquisition, growth, future} |
| {product, market, service} |
| {competitive, industry, competition} |
| {product, liability, claim} |
| {loss, insurance, financial} |
| {financial, litigation, operation} |
| {operation, natural, condition} |
| {personnel, key, retain} |
| {control, financial, internal} |
| {system, service, information} |
| {provision, law, control} |
| {regulation, change, law} |
|
|
RISKS RELATED TO THE COMPANY S BUSINESS
The Company Is Subject to Interest Rate Risk
The Company Is Subject to Lending Risk
The Company s Allowance for Loan Losses May Be Insufficient
The Company May Not Be Able to Meet the Cash Flow Requirements of Its Depositors and Borrowers or Meet Its Operating Cash Needs to Fund Corporate Expansion and Other Activities
Sterling Bancorp Relies on Dividends from Its Subsidiaries
The Company Is Subject to Environmental Liability Risk Associated with Lending Activities
The Company s Profitability Depends Significantly on Local and Overall Economic Conditions
Severe Weather, Natural Disasters or Other Acts of God, Acts of War or Terrorism and Other External Events Could Significantly Impact the Company s Business
The Company Operates in a Highly Competitive Industry and Market Area
The Company Is Subject to Extensive Government Regulation and Supervision
The Company s Controls and Procedures May Fail or Be Circumvented
The Company May Be Subject to a Higher Effective Tax Rate if Sterling Real Estate Holding Company, Inc. Fails to Qualify as a Real Estate Investment Trust ( REIT )
New Lines of Business or New Products and Services May Subject the Company to Additional Risks
Potential Acquisitions May Disrupt the Company s Business and Dilute Shareholder Value
The Company May Not Be Able to Attract and Retain Skilled People
The Company s Information Systems May Experience an Interruption or Breach in Security
The Company Continually Encounters Technological Change
The Company Is Subject to Claims and Litigation Pertaining to Fiduciary Responsibility
RISKS ASSOCIATED WITH THE COMPANY S COMMON STOCK
The Company s Stock Price Can Be Volatile
The Trading Volume in the Company s Common Stock Is Less Than That of Other Larger Financial Services Companies
An Investment in the Company s Common Stock Is Not an Insured Deposit
The Company s Certificate of Incorporation, By-Laws and Shareholders Rights Plan as Well as Certain Banking Laws May Have an Anti-Takeover Effect
RISKS ASSOCIATED WITH THE COMPANY S INDUSTRY
The Earnings of Financial Services Companies Are Significantly Affected by General Business and Economic Conditions
Financial Services Companies Depend on the Accuracy and Completeness of Information About Customers and Counterparties
Consumers May Decide Not to Use Banks to Complete Their Financial Transactions
Full 10-K form ▸
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