94049--2/26/2010--STEPAN_CO

related topics
{loss, insurance, financial}
{operation, natural, condition}
{cost, regulation, environmental}
{condition, economic, financial}
{debt, indebtedness, cash}
{property, intellectual, protect}
{competitive, industry, competition}
{financial, litigation, operation}
{gas, price, oil}
{operation, international, foreign}
The Company s forecasts and other forward-looking statements are based on a variety of assumptions and estimates that are subject to significant uncertainties The Company s performance may not be consistent with these forecasts or forward-looking statements. Natural disasters, including earthquakes, fires and flooding, work stoppages and terrorism could severely damage the Company s systems and facilities or interrupt the Company s operations and result in a material adverse effect on the Company s business, financial position, results of operations and cash flows. The Company faces significant competition in each of its operating segments. If the Company cannot successfully compete in the marketplace, its profitability, business, financial position, results of operations and cash flows may be materially and adversely affected. The volatility of raw material, natural gas and electricity costs as well as any disruption in their supply may materially and adversely affect the Company s business, financial position, results of operations and cash flows If the Company is unable to keep and protect its intellectual property rights, the Company s ability to compete may be negatively impacted. The Company is subject to risks related to its operations outside the U.S We are subject to a variety of environmental, health and safety and product registration laws that expose the Company to potential financial liability and increased operating costs. The Company s inability to estimate and maintain appropriate levels of reserves for existing and future contingencies may materially and adversely affect the Company s business, financial position, results of operations and cash flows. We have a material amount of indebtedness and may incur additional indebtedness, or need to refinance existing indebtedness, in the future, which may adversely affect the Company s business and operations Downturns in certain industries and general economic downturns may have an adverse effect on the Company s business, financial position, results of operations and cash flows. Various liability claims could materially and adversely affect the Company s financial position, operating results and cash flows.

Full 10-K form ▸

related documents
94049--3/5/2008--STEPAN_CO
94049--3/8/2007--STEPAN_CO
94049--2/27/2009--STEPAN_CO
94049--3/6/2006--STEPAN_CO
80661--2/28/2007--PROGRESSIVE_CORP/OH/
1084580--2/26/2010--JEFFERIES_GROUP_INC_/DE/
80661--2/28/2006--PROGRESSIVE_CORP/OH/
717306--2/29/2008--FIRST_CHARTER_CORP_/NC/
28385--2/27/2009--DETROIT_EDISON_CO
1032033--3/2/2009--SLM_CORP
1065201--4/2/2007--AMERINST_INSURANCE_GROUP_LTD
874766--2/22/2008--HARTFORD_FINANCIAL_SERVICES_GROUP_INC/DE
53347--3/14/2006--JEFFERSON_PILOT_CORP
9346--3/25/2009--BALDWIN_&_LYONS_INC
109261--2/16/2006--ZENITH_NATIONAL_INSURANCE_CORP
6769--3/14/2006--APACHE_CORP
744455--3/30/2009--GREAT_WEST_LIFE_&_ANNUITY_INSURANCE_CO
9346--3/14/2008--BALDWIN_&_LYONS_INC
1381668--12/21/2007--TFS_Financial_CORP
776867--3/7/2006--WHITE_MOUNTAINS_INSURANCE_GROUP_LTD
20286--2/28/2007--CINCINNATI_FINANCIAL_CORP
811589--3/16/2007--FIRST_BANCORP_/NC/
712771--3/15/2006--CENTER_BANCORP_INC
314489--3/16/2007--FIRST_BUSEY_CORP_/NV/
793306--4/15/2010--BLUE_DOLPHIN_ENERGY_CO
859139--3/15/2006--DELPHI_FINANCIAL_GROUP_INC/DE
353191--3/16/2009--NORTH_VALLEY_BANCORP
43350--9/28/2006--ENERGY_WEST_INC
714530--3/15/2006--LSB_BANCSHARES_INC_/NC/
1326807--3/1/2010--Investors_Bancorp_Inc