94344--3/1/2007--STEWART_INFORMATION_SERVICES_CORP

related topics
{provision, law, control}
{acquisition, growth, future}
{loss, insurance, financial}
{debt, indebtedness, cash}
{financial, litigation, operation}
{regulation, change, law}
Our claims experience may require us to increase our provision for title losses or to record additional reserves, either of which could adversely affect our earnings. Our growth strategy will depend in part on our ability to acquire and integrate complementary businesses. We rely on dividends from our insurance underwriting subsidiaries. Significant restrictions on dividends from our subsidiaries could adversely affect our ability to make acquisitions. Our insurance subsidiaries must comply with extensive government regulations. These regulations could adversely affect our ability to increase our revenues and operating results. Litigation risks include claims by large classes of claimants. Anti-takeover provisions in our certificate of incorporation and by-laws may make a takeover of us difficult. This may reduce the opportunity for our stockholders to obtain a takeover premium for their shares of our Common Stock.

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