945734--3/15/2006--INDEPENDENCE_COMMUNITY_BANK_CORP

related topics

{loss, insurance, financial}

{loan, real, estate}

{provision, law, control}

{competitive, industry, competition}

{tax, income, asset}

{stock, price, share}

Adverse Economic and Business Conditions in Our Market Area Could Cause an Increase in Loan Delinquencies and Non-performing Assets, Including Loan Charge-offs, Which in Turn May Negatively Affect the Company s Income and Growth. Competition With Other Financial Institutions Could Adversely Affect our Growth and Profitability Rising Interest Rates Could Reduce our Net Income Our Allowance for Loan Losses may be Inadequate, which Could Adversely Affect our Earnings Our Ability to Pay Dividends is Restricted Our Stock Value May Suffer from Anti-Takeover Provisions That May Impede Potential Takeovers Other than the Pending Merger with Sovereign

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